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Ridgewood Savings Bank
Today's Featured Rates

15 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.634%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 4.375%  3.654%  0.000%
Assumptions



Key Benefits
Would you like personal assistance regarding a mortgage?
You can call or e-mail one of our Mortgage Consultants to answer any of your questions or to ask for advice. Please use the "Contact Us" button at the bottom of this page.
Free Pre-approvals
We offer free pre-approvals to qualified applicants, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including Fixed Rate Mortgages, Adjustable Rate Mortgages as well as Home Equity Loans & Lines of Credit. We offer easy to understand explanations of each program on the site and a Mortgage Consultant is just a call or email away!
Would you like personal assistance regarding a Home Equity Product?
You can call 718-240-4878 or send an email to mortgagecenter@ridgewoodbank.com and one of our Consultants will be happy to answer any of your questions.