Mortgage Rates and Options
Our mortgage consultants have decades of experience working in the local markets you care about. They know the lay of the land, and they’ll help you get the home you want, with a mortgage that fits your budget.
Contact a Mortgage Consultant today at (866) 772-4111
Ridgewood Savings Bank Benefits
We are here for you… get personal assitance.
You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.
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Free pre-qualifications!
We offer pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Consultant is always just a call or e-mail away!
Today's Rates
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 2.875% | 2.897% | 0.000% |
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.500% | 3.512% | 0.000% |
| 30 Year Bi-Weekly Rate with Checking Account | ||
| Rate | APR | Points |
| 3.375% | 3.379% | 0.000% |
| 5/1 Adjustable Rate | ||
| Rate | APR | Points |
| 3.000% | 3.012% | 0.000% |
| 7/1 Adjustable Rate | ||
| Rate | APR | Points |
| 3.125% | 3.070% | 0.000% |
